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Clear View Insurance
Personal Insurance/Investment Properties

From your first rental to your hundredth — we'll write it right.

One door or one hundred. SFRs, small multi-family, mobile-home rentals, and commercial conversions — under one team, one renewal cycle.

Suburban rental property exterior
1 property → 100+

The right policy depends on the door count.

One or two rentals usually run on a DP-3 dwelling-fire policy with personal-style underwriting. Once you're past 4 units in a building, or 10+ doors in a portfolio, you're in commercial territory — different forms, different limits, different agent on our end.

Best options
  • DP-3 special form (single rentals)
  • Landlord package policies (5–15 doors)
  • Master commercial policy (15+ doors)
  • Schedule of locations (mixed portfolios)
  • Habitational commercial (small multi-family 5+ units)
Base Rate Per $100 of Coverage

Starting points by property class.

Property classTypical formPer $100 (range)
Standard SFR · new constructionDP-3$X.XX – $X.XX
Older non-conforming SFRDP-3 / DP-1$X.XX – $X.XX
Small multi-family 2–4 unitsDP-3 schedule$X.XX – $X.XX
5+ unit commercial habitationalCommercial pkg$X.XX – $X.XX
Mobile / manufactured rentalSpecialty DP$X.XX – $X.XX
Real ranges incoming · Base rates are being finalized from our PL portfolio book. Have a property in mind? We'll quote a real per-$100 rate for your exact class within one business day.
Investor with 5+ doors?
Book a 30-minute portfolio review. We'll walk every property, flag any underwriting issues, and price the whole book under one renewal cycle.
Ready when you are

Schedule with Crystal Grace.

Personal Lines Manager

Best Rates.Great Coverage.Exceptional Service.